SBI health insurance is a smart financial tool that allows you to transfer ‘uncertain’ and ‘unknown’ health risks to the insurance providing company. In case you have any serious health conditions or pre-existing illnesses, you may be denied the perks of health insurance – so, it is important to take the right steps at the earliest.
Here we help you understand the need for buying health insurance benefits right away.
Best Time to Buy Health Insurance
As soon as possible – are the four words that should guide your purchase of SBI health insurance. It is common for most people to realize the value of health plans only after they have been diagnosed with some terminal illness, critical diseases, lifestyle-related health problems, etc. This is incorrect. Again, there are many people who would rather wait to gain the age of 50-55 years before planning their buy of health insurance plans; this is when age-related and other health problems start coming their way – again, this is not the right way of going about the act.
Delays will Cost You More
In most cases, insurance companies are known to charge higher premiums or show hesitancy while issuing fresh policies to prospective buyers aged 55 years or more as there are more risks associated with their old age. Under the circumstances, and with limited choices being available on their cards, health insurance policy buyers have to purchase whatever is available on the rack or compromise on certain features.
It is recommended that you do not wait for any health condition to surface that forces you to buy SBI health insurance on the double. Seemingly small conditions may at times transform into major ones. In such difficult times, and with medical costs hitting the sky, a sound health insurance plan from SBI will keep you secure. So, regardless of your age or current health condition, ‘now’ is the time to purchase a health insurance plan for yourself.
Know Why SBI Life Insurance is Perfect for You
SBI health insurance plans are focused on helping customers get access to a sense of security and better healthcare. Given below are some reasons why SBI health plans are beneficial for you.
1. Good Coverage Options
SBI offers its health insurance customers very attractive coverage options. You may want to opt for the requisite sum insured as per your health-related needs and financial constraints. SBI offers the most comprehensive coverage in terms of pre and post-hospitalization costs, day care benefits, protection for the costs of diagnosis and medical treatment, etc.
2. Flexible and Comprehensive SBI Health Insurance Policies
SBI General Health Insurance provides a wide range of options so that its customers can make flexible choices in line with their personal preferences, place of residence, current health conditions, premium budget constraints, extent and scope of coverage needed, etc. Arogya Plus health plan for individuals, Arogya Top Up plans for individuals and family, and Health Insurance SBI for individuals and family, are some of the most popular health plans by SBI.
3. Different Add-ons
SBI health insurance policies can be customized to give off greater health coverage with the help of a plethora of add-ons. Some oft-purchased and effective riders include additional coverage for consultancy charges, ICU charges, ambulance fees, MRI and x-ray fees, operation theatre fees, and so forth.
4. 24/7 Customer Support
A well-trained and prompt team of customer service representatives works on a 24/7 basis to aid the cause of SBI health insurance policyholders. From clearing their claim and coverage related doubts to resolving queries of different nature and taking care of all other insurance related concerns – they do it all!
5. Free Medical Check-Up
Policyholders are eligible to avail complimentary health check-ups as and when they complete a minimum of 4 claim-free years.
Easy Online purchase or Renewal
The best part about purchasing SBI health insurance is that you need not go through cumbersome offline processes to compare or buy the best health insurance plan for yourself. Purchasing SBI health plans online serves to be an easy and hassle-free process wherein you can check the basic and add-on benefits beforehand before making your purchase through reliable payment channels like credit cards, debit cards, or net-banking. Along with making premium payments online, you can also go the same way for the renewal of SBI health insurance when the time of expiry draws near.
Buy SBI Health Insurance Online
Log onto Coverfox.com to check out what SBI health insurance plans have in store for you. Assess your healthcare and medical needs beforehand and align them with the benefits of purchasing the plans that make sense to you. Ascertain the applicable premium and coverage by using online premium calculation tools and make your payment online to complete the process – it’s that simple.